Progressive Financial Planning Ltd Mortgage Brokers - London.
Progressive Financial Planning are a firm of independent financial advisers offering a wide range of services to both private individuals as well as businesses.
Our areas of specialisation are:
- Mortgages and remortgages
- Pensions & Stakeholders
- Pension Transfers
- Investments
- Life Assurance
- Inheritance Tax mitigation
- Health Insurance
- Corporate Benefits
How we work
We use powerful computer databases to sort through the vast range of mortgages and identify the best ones for our client’s current circumstances. That done, we will also oversee the process of actually completing on the mortgage, ensuring that all the parties (lawyers, lender, yourself) etc have all the right documentation at the right time. This is an essential part of the service, as all too often communication breakdowns lead to otherwise unnecessary delays and complications, and their role is to ensure that all progresses as smoothly as possible.
How we are paid
On receiving an enquiry we invite a prospective client to come to our offices for a preliminary meeting. The purpose of the meeting is firstly to establish whether we are able to assist with the prospective client’s needs and objectives and secondly to discuss how we would be paid for our services should we be instructed to proceed.
There is no charge for this preliminary meeting and no obligation on either side.
After the initial free consultation, we will agree with you whether you pay us a fee, or we are paid out of the cost of any financial product you buy (commission). We will always tell you about any commission we earn, and it will be taken into account in working out our fee.
Commission is paid to an IFA firm by a provider, usually an insurance company or an investment house for the successful placing of business. The commission is included within the provider’s normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.
Fees will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs. We will always tell you about any commission we earn, and it will be taken into account in working out our fee.
Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
Contact Details
Contact: Ian Runcie
Address: AD Business Centre, Hithercroft Rd, Wallingford, OX10 9EZ
Telephone: 01491824824
Email: enquiries@progressive-fp.co.uk
Website: www.progressive-fp.co.uk