LEA Financial Services is a family owned and operated mortgage broker company. Because we know that you have a busy life and that it may not be convenient to look for financial advice during the day-time, we operate extended hours.

We take the time to understand you, your needs and circumstances. We will then use the whole market to find products that best suit your needs and will provide you with a detailed explanation as to why we recommend a specific solution to your needs. If there is no suitable solution, we will tell you that, also. It is better that you have the facts so you can make an informed decision than it is to be misled.

Depending on your specific needs, we can advise on and arrange mortgages to purchase or refinance your home, second-home, holiday home - whether in the UK or overseas (perhaps in the USA or Europe), rental property (buy to let), portfolio of let properties & commercial property - hotels, pubs, offices, blocks of flats, etc.

If you are looking to build your own home, we have access to specialist lenders who may be able to assist with the land purchase and lend the total cost of development.

If you are a developer, whether for commercial premises or of housing units or flats, we have contacts with lenders, including banks and private investors, who may be able to assist you. Please bear in mind, however, that commercial lenders expect you to put 'some skin in the game' i.e. to invest a certain amount of your own money. If you do not have at least 35% of the purchase cost available from your own resources, there is probably little chance of getting the remainder for you.

If you wish to raise finance to expand your business or to reduce the cost of borrowing, we have access to a wide range of lenders who can assist. Similarly, we can advise on and arrange appropriate insurance policies to protect your home, income, commitments, family and business. In all cases, the advice we offer is specific to your needs.

Contact us on 01752 561981 or by email to enquiries@lea-financial-services.co.uk